Legal Disclaimer

Important Notice: No Financial Advice, No Fiduciary Duty, and No Intermediary Role

1. Nature of the Platform and Services

Darwin Knows Ltd (the "Company," "we," "our," or "us") provides access to a software-based financial intelligence platform (the "Platform") that leverages traditional and alternative financial data sets, quantitative models, and analytical tools to present enhanced insights, visualisations, and contextual reference materials.

The Platform is purely informational and analytical. It is not a substitute for independent financial judgment.

2. No Financial, Investment, Legal, Tax, or Other Advice

The Company is not a registered investment advisor, broker-dealer, financial planner, legal advisor, or tax consultant in any jurisdiction. Nothing on the Platform constitutes:

• Personalised investment advice or a recommendation;
• An offer or solicitation to buy or sell any financial instrument;
• Legal, tax, accounting, or professional advice of any kind.

Any use of the Platform is undertaken at your own risk, and you should consult with qualified professionals before making financial, legal, or tax decisions.

3. No Fiduciary Relationship

Use of the Platform does not create any fiduciary duty or advisory relationship between the user and the Company. We do not act on your behalf or in your best interest as a financial advisor or agent.

4. Limitation of Liability

To the fullest extent permitted by applicable law, the Company and its affiliates disclaim all liability for:

• Losses incurred as a result of reliance on Platform-provided information;
• Errors, inaccuracies, or delays in data or output;
• Technical failures or system availability issues.

5. No Solicitation or Intermediary Activity

The Platform is not intended to facilitate or promote the purchase or sale of financial products.

6. Jurisdiction-Specific Disclaimers

Australia

The Company is not licensed by the ASIC and does not hold an Australian Financial Services (AFS) licence.

United Kingdom

Darwin Knows Ltd is not authorised or regulated by the FCA.

United States

We are not registered with the SEC or any state securities authority.

European Union (including EEA)

We do not hold a financial services license under MiFID II.

7. Data Sources and Accuracy

All information is provided on an "as is" and "as available" basis.

8. Use of the Platform

By accessing or using the Platform, users agree to this Disclaimer and to the Terms of Use and Privacy Policy.

9. Changes to this Disclaimer

We reserve the right to update or amend this Disclaimer at any time.